Living Happily Ever After

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A Perfect Day

When I was a girl, I dreamed of perfection: perfect days. I had a pretty great life, basically a fairy tale life until age 19, and I knew that. I appreciated that. And I looked forward to life’s continuing fairy tale perfection for the remainder of my days until…1986—when “life” hit.

One Tragedy. Loss my teenage mind could hardly comprehend. Grief. Hardship. (And the occasional despair!) I learned to deal with it, but never abandoned my dream of fairy tale perfection. Two decades later I again enjoyed a pretty great life, a fairy tale life in many ways until…2009—when the VERY “unexpected life” hit.

Now that I’m older and have moved through additional storms and am hopefully a little wiser, I think I’ve decided I’d settle for a “perfect” day—although I’m not even sure I’ve been able to create or capture many of those either! There’s always something I fall short in, or a struggle that confronts me, that results in some degree of imperfection during almost every 24-hour period.

So here’s my new ideal:

“Every day one should at least hear one little song, read one good poem, see one fine painting and—if it all possible—speak a few sensible words. (Johann Wolfgang von Goethe)

That sounds doable, doesn’t it? Especially in today’s web world: hear a little song, read a little something, see something visually uplifting…Even I can do that, I think.

It’s the speaking “a few sensible words” that may be a challenge! Lol.

Make it a perfect day. And be sure and let me know how it went for you.

The Open Book of My Life

“We do not need to proselytise either by our speech or by our writing. We can only do so really with our lives. Let our lives be open books for all to study.” (Mahatma Gandhi)

A few weeks ago I had the opportunity to speak to graduate students of Brigham Young University’s business school who were studying fraud and ethics. The professor who invited me asked me to share my story and my thoughts on how fraud happens and how good people can get caught up in it. I’ve written about my experience quite a bit, I’ve spoken about it to various audiences quite a lot, but it was a different experience to ponder what to say when my life was an open book for all to study in an academic setting!

Here are some highlights from what I shared. I began by introducing myself with Part One of the 2010 Colorado 9News story by Cheryl Preheim. Then I said, “Well, there you have it. That’s me. I’m Andrea Merriman and I’m here today to talk about what it’s like after almost 20 years of marriage, four children, and what I thought was a wonderful life of world travel, financial prosperity, community and church service to have my life and my world collapse in one unexpected moment, the result of something I never EVER imagined would be a part of my life: FRAUD.

It was the worst nightmare I could never have imagined, only unfortunately, it was very real and sadly, it was now my life. You could title it:

Hold On—I’ve Never Smoked, Tasted Alcohol, Tried Drugs or Cheated in School, This Can’t Be Happening To Me!

No Way! I’m A Cougar Club Member and Have $10 Million In The Bank, I Can’t Be Penniless

I’ve Never Stolen A Thing In my Life, Not Even A Grape From the Grocery Store Without Paying For It

But the reality is titled more like this:

Think and Grow Rich…With A Ponzi Scheme

How To Win Friends and Influence People…Then Spend The Best Years of Your Life Behind Bars

What To Expect When You’re Expecting…5-7 Years and Get More Than The Max

Gone With The Wind…And The U.S. Marshalls

Crime and Punishment

From BYU to Federal Prison in 16 “Easy” Years

In truth, however, it’s much worse. You lose every material thing in your life, you lose the immaterial things like your good name and reputation, your wife, your children, your family and your friends, and then on top of that, you lose your entire life and your freedom, as well.

So what does all of this have to do with you? You may be sitting comfortably in your seats knowing you’re eagle scouts, you practice your religion, you’re at BYU living the honor code… something like this could never happen to you. Twenty-two years ago, I was just like you.

So how does this happen? How did a decent man fall so far? How did he do what he did to himself, to me, to his children, to his family, and to his victims?

I was interviewed by the MSNBC show, ‘American Greed’ recently and they asked basically the same question: How does a Ponzi scheme take place? How does a person get caught up in fraud that results in crime? How does it happen?

My answer?

One component of fraud is fear—fear of failure, fear of having to tell others you’ve failed, fear of losing your reputation for success by failing at something, fear of loss of job…But I also believe that selfishness, greed and pride are at the heart of it. You can’t commit fraud without them.

I also don’t believe every criminal sets out with the intent to commit a crime. I think there are good people who make a mistake, try to ‘fix it’ and fail and then choose to cover it up as they continue to work to fix it, but it’s too late. The MOMENT you ignore a mistake or attempt to disguise or try to hide even a small error is the moment your fraud begins.

Dieter Uchtdorf taught ‘Small Errors Can Have a Large Impact on Our Lives.’ He related it to airplanes and flight, but I believe it has application in business as well. He said, ‘The difference of a few degrees may seem minor. But even small errors over time can make a dramatic difference.  Suppose you were to take off from an airport at the equator, intending to circumnavigate the globe, but your course was off by just one degree. By the time you returned to the same longitude, how far off course would you be? A few miles? A hundred miles? An error of only one degree would put you almost 500 miles off course. Guard against the many little rationalizations, little white lies, misleading statements that are true but maybe not the whole truth, and courageously stay the ethical course.’

Stay on the straight and narrow path professionally and personally. (By the way, I believe ‘narrow path’ is no exaggeration.) It’s a narrow path, and when you start rationalizing and messing with the boundaries of it, you’re quickly into the gray and questionable area. And when you step off the clearly defined track of righteousness, it’s a very slippery and surprisingly short fall to the mists of darkness and impropriety.

In addition to correcting your course immediately and frequently, keep your heart in the right place. Lock your heart against things with no eternal value. Do whatever you need to do to keep your heart and your priorities in the right place in the workplace and in your professional endeavors. It can be pretty heady to go from college poverty making $4.90/hour (what I made when I was at BYU) to after graduation making $18k/month—I know, because that was my experience; that’s what my former husband made as an investment banker right out of college in the days when he was a law abiding citizen, prior to creating his Ponzi scheme.

Check your greed. Because at some point, close to $20k/month wasn’t enough. He had to have more and more and more until he sold out his wife, his children and his soul for money. Don’t make that mistake.

How do you prevent a fall like the one that destroyed my ex-husband? I think Mosiah (in the Book of Mormon) said it best: “But this much I can tell you, that if ye do not watch yourselves and your thoughts and your words and your deeds and observe the commandments of God and continue in the faith of what ye have heard…even unto the end of your lives, ye must perish. And now, O man, remember and perish not.”

I apologize for the seriousness of my comments today, but I not only feel very strongly about the importance of living a life of integrity, I’ve lived through the nightmare that results when a person fails to do that professionally. So here’s my last bit of advice, courtesy of Benjamin Franklin, before you depart, as many of you graduate and go forth not only to serve but to establish your career, demonstrate to the world of business what you’ve been taught, what Brigham Young University is about and what you stand for:

‘Let no pleasure tempt thee, no profit allure thee, no persuasion move thee, to do anything which thou knowest to be evil; so shalt thou always live jollity; for a good conscience is a continual Christmas.’

Your career and the rest of your life will be what you make of it—make them ethical, keep them fraud free and make sure every workday is, as Benjamin Franklin advised, a continual Christmas through your hard work and ethical business decisions. Thank you for letting me share a little bit of my story with you today. My best wishes and good luck to you all in your futures.”

There was a brief question and answer session afterward. As I drove home after it, I was struck by the thought that again, another unexpected experience has been mine. Had anyone told me in March 2009 when my world ended in a moment that three years later I’d not only be blogging about my unexpected life but also speaking to various groups and organizations about it, including Brigham Young University, I would NEVER have believed them!

Life is great, isn’t it? Hard, but full of amazing experiences. Never forget that wonderful blessings and moments are born of adversity, even from those challenges you can’t comprehend surviving much less enduring. I met some great people that day of my BYU speech—sharp college students with their futures ahead of them, children of friends and blog readers from Colorado, a successful businessman, BYU professor Mark Zimbelman and his cute teenage daughter.

Prior to my speech, the businessman asked me if I was nervous or if it was difficult to speak about my experience. No, it isn’t difficult. But here’s what apparently is: ”There are two things that are more difficult than making an after-dinner speech: climbing a wall which is leaning toward you and kissing a girl who is leaning away from you.” (Winston Churchill)

What I Miss

“Dogs need to sniff the ground; it’s how they keep abreast of current events. The ground is a giant dog newspaper, containing all kinds of late-breaking news items, which, if they are especially urgent, are often continued in the next yard.” (Dave Barry)

Speaking of yards, I had a yard sale last weekend. A neighbor perused my junk, pulled me aside, and said, “Tell me. You’ve had a lot in your life and now you have a little. Is there anything about the old life that you miss?”

I didn’t even have to think about it.

Yes, I miss something. I know what it is and it crosses my mind every single day try as I might to not dwell on the past or think about my losses.

It’s true. I used to enjoy a lot, materially, in life: a decent-sized home with custom travertine stone floors, granite counters, custom cabinetry, Rembrandts and other fine art and etchings adorning its walls; art sculptures in the yard along with a Sportcourt, a swimming pool, ponds filled with expensive and unique Koi fish and water lilies, tetherball, a in-ground trampoline; world travel; cruises; fine dining; luxury cars; a boat; ATVs of all types; a motorhome (although I never loved that one!); shopping at Nordstrom; a house cleaner; a gardener; money in the bank and absolutely NO financial worries or concerns; and a plethora of other privileges, to name a few that quickly come to mind. All of it was once mine—or so I thought.

But do you know, out of all of it, what I miss? (And this is the answer I gave to my neighbor.)

Just one thing.

And it’s actually not a “thing.”

The only thing about the old life that I miss is…being a stay-at-home mom focused on raising my children and taking care of the home they live in full-time. Being there when they are sick. Greeting them when they arrive home from work or school. Allowing my little one to sleep in if he is tired.

That’s it.

“I’m a very lazy, stay-at-home kind of girl.” (Jerry Hall)

Except now I’m a full-time working one, grateful for a job that allows me to provide for my children.

“Not only is women’s work never done, the definition keeps changing.” (Bill Copeland)

Such is the unexpected life.

Don’t Tell Women Your Secrets

“Am I now supposed to go on Oprah and cry and tell you my deepest, darkest secrets because you want to know?” (Kevin Spacey)

In a word? Yes. Especially if you’re a 5th grade boy.

My middle son just completed the 5th grade today. He learned a lot this year, academically as well as socially, including some important life lessons. For instance, I’ll never forget the day he came home and said, with complete disgust, “Mom! NEVER tell women your secrets!”

I was somewhat offended. I mean, I know I’m very open with what I share on this blog, but I would never betray a trust of confidence placed in me, whether it be from a stranger, a friend, a family member or even an enemy (although I hope I don’t have any of those!) I never have and I never will. My children, of all people, should know that.

And then it hit me. This is my boy with a lot of personality and dazzling blue eyes. He has had girls chasing him (one even paid him coins every time he’d go to her house to play!) since kindergarten. I hoped I wasn’t right in my suspicion, but I had a sinking feeling he’d been a little too honest about something regarding the opposite sex.

“Uh, oh!” I said. “You didn’t tell a girl which girl you like, did you?” Everyone knows not to do that, don’t they?

“How did you know?” he asked.

“Just a guess, but now you know: NEVER do that,” I replied. “I’m sorry, I thought you knew that.”

“But mom, SHE asked me for the information,” he explained. “She PROMISED me she wouldn’t tell anyone, and then she went RIGHT to the girl and told her!”

“And?” I asked.

“And now the girls who like ME are mad!” he said. “NEVER tell women your secrets!” A very poignant lesson. And he stormed off to take his frustration out on the trampoline. He did some wicked flips that day.

“Dolphins. They think they’re so cute. ‘Oh, look at me, I’m a flippy little dolphin, let me flip for you.’” (Chum, “Finding Nemo”)

Just don’t tell a girl who you’ve flipped for…if you’re an 11-year-old boy!

A very important life lesson to learn.

Bachelor #7: The Tallest Man in The World

The one thing you could call my new life is unexpected. Definitely.

And if you were going to name my divorce anything, aside from unexpected (definitely), I would say it should be called, “The Divorce of Dating Basketball Players.” Bachelor #7 is just one more reason why.

When I was single the first time, in the beloved 1980s, I loved athletes and tall men. I dated some basketball players, football players, golfers, swimmers, rugby players, baseball players, volleyball players, even a gymnast (that is a blog in itself!); but the tallest guy I ever dated was a 6’8″ U.S. Olympic Volleyball player. My divorce changed all of that.

My divorce of Dating Former Basketball Players.

Now the tallest man I’ve ever dated is a 6’9″ former college basketball player.

Hello, Bachelor #7.

He was a very handsome, very fit, very nice man who had been married even longer than I had been. (I didn’t meet many men who had been married to the same woman for 20 years or longer.) He had a good job, financial stability and owned his own home. (Also not that common, in my single experience.) Our birthdays were one month apart. He loved to travel and spoke Spanish. His kids were in college, he had a very carefree existence and worked out two hours every day at the gym. (Who has time for that? A single man!)

The usual first date conversation always included questions about how long you were married, why you got divorced and when you got divorced. Bachelor #7 didn’t ask me any of that. So I asked him. He hesitated on that last question. He looked at me, sheepishly, and told me I didn’t want to know when he’d divorced. Of course, then, I had to know.

Hesitatingly, he said, “June 2009.” He didn’t want to tell me when he’d divorced because it had occurred so “recently.” He was afraid I’d run the other way. I just laughed. And he was the one who laughed when I told him I’d divorced even more recently than that–July 2009!

Neither of us had met anyone as new to everything that was the unexpected, single life as we both were. Our inexperience bonded us. We laughed a lot and had a lot of fun. We helped each other adjust. We helped each other heal.

He introduced me to his passion: scuba diving.

He even took me to his work parties. Talk about pressure! Going on a date and knowing your behavior could positively or negatively impact a man’s career! THAT was a lot of trust he placed in me. We joked about that–and that fact that we hoped my leopard-print heels and friendly conversation got him a promotion! (I’ll say one thing about Bachelor #7. It was so nice to wear any heel of any height and not worry about my height. Even at 5’9″ and in heels, I never even got close to being able to see over his shoulder!)

It was definitely a relationship of “opposites attract.” Those who know me best know how absolutely un-technological I am, especially when it comes to computers. Bachelor #7 was an I.T. guy!

We were at the same stage of divorce recovery–happy being single, not anxious to get married the first year after our divorce, but neither of us wanted to be single three years later. (Aren’t we particular? I hope our plans work out for us! Lol.)

We went through some “firsts” together, too, like first Thanksgiving, first Christmas, first New Year’s Eve single again, going on a date on his original wedding anniversary, etc… Yet he could never quite get past the fact that I had “four children and not one of them were his.” (His words.)

I could not get past his height, believe it or not (and one or two other less shallow things!) Anyone who knows me knows I LOVE height. So I was shocked to discover I eventually thought he was too tall! I didn’t like having to hold my arm “up” when he held my hand. I wasn’t used to that. The voice of experience, (my teenage son) told me to get over it; “welcome to the world of how it is for most women, or short women, when they hold hands with someone.”

But I couldn’t. As Julia Roberts said, “I’m too tall to be a girl. I’m between a chick and a broad.”

I couldn’t get over that, or the sense that Bachelor #7 just wasn’t that into the idea of raising a four-year-old. I couldn’t blame him. He’s turning 50 this year!

We dated about five months and just drifted apart. I guess I got busy with other things (other people.) He finally asked if I’d met someone. I responded to that query in my usual way of responding to something I don’t want to–I ignored it and didn’t respond! Instead, I lined him up with a friend of mine.

I hope they hit it off.

Adios, to the tallest man in MY world! Adios, Bachelor #7.