Living Happily Ever After
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The Speech, Part II

Date: March 5, 2014  Author: Andrea Merriman

(The next part is my story in a nutshell. I was speaking to a large conference of women I hadn’t met yet so I had to preface my remarks with my story. Feel free to skip if you already know me!)

I had been a pretty good girl…raised on fairy tales. I believed in happily every after. I grew up Colorado. I graduated from high school, attended college and married a charming, romantic and “good” man who, ironically, and as part of his marriage proposal, pledged his loyalty to me and our future. The day of my college graduation we returned to Colorado and began our life. We began our careers, we began our family. I focused my efforts on our home and family, we eventually had four children, and life was good. SO GOOD.

It was a life of family and faith. We loved each other, we went to church together, we prayed together, we served in the community as well, and as my husband became more and more successful in his career, we upgraded our home, our cars and our lifestyle. We enjoyed making family memories and traveling together. We got along well, we laughed and had fun together, we served and helped others. I thought we were on track for eternity.

Believe it or not, I had watched our investments and savings grow over the 20 years we’d been married, working hard (I thought) and saving…and I also thought I had 10 MILLION DOLLARS–thanks to compounding interest:) So on March 17, 2009, St. Patrick’s Day, my biggest worry was making sure everyone wore green, felt festive (I’d tried to do my part to contribute to that with green breakfast and a green dinner) and I took pictures of everyone in their leprechaun finery. What I didn’t know, was that I was documenting my family and the life I’d dreamed of and had worked so hard to create during my 20-years-of-happy marriage, in photos, for the last time.

At the end of the day, we went to bed. I slept–the last night I slept without anything to haunt me or give my nightmares about. And the next day, my husband shattered my world. March 18, 2009. He asked to meet me, told me he’d hoped to spend time with me.

Then he sat across from me, folded his hands and paused. And then, in a voice as calm and unemotional as I’d ever witnessed–NOTHING about his performance tipped me off as to what was about to happen, said, “My company, Market Street Advisors, is a sham.” One simple sentence, and the complicated web of choices, actions, and decisions of ONE person, the man I’d known since 1988 but apparently hadn’t known at all, shattered my world.

My first thought (always a party or holiday thought at that stage of my life!) was, “Is this an early April Fool’s joke? Doesn’t he remember yesterday was only St. Patrick’s Day?” And suddenly, despite my education and knowledge of English and vocabulary, I didn’t understand the world “sham.” He explained, “My company isn’t real. It’s a sham and has been from the very beginning. I’ve been running a Ponzi scheme for the past 16 years.”

I’d heard the term Ponzi scheme, but I didn’t know what a Ponzi scheme actually was. I’d heard the name Bernie Madoff, I knew he had done something illegal and I knew a lot of people were mad at him, but I didn’t understand what it was that he, or my spouse, had done. I got the condensed version. What I was told left me in complete and utter shock. But it didn’t stop there.

My husband told me he had hired an attorney, that he had turned himself in to government authorities and to our church leaders, and that they had all given him until that morning to tell me. He told me he would be going to prison and getting excommunicated from our church. He told me everything had been seized. He told me I would be left alone to raise our children. And he told me I needed to hire an attorney right away–but he’d maxed out all of our credit cards paying for his.

I, who had never cheated in school; who had never stolen so much as a grape from the grocery store without paying for it; who had always tried to live a life of honesty and integrity–wouldn’t even let myself indulge in “white lies”…needed an attorney? I was completely innocent! Like his employees, clients, family, friends and our church leaders, I’d never had a clue that he was anything but the honest, upright, family man and successful businessman he had always portrayed himself to be.

I had NO IDEA he’d been living a secret and double life.

All I could think of was that my parents were dead, I was left with NOTHING (no house, no cars, no food, no life, no savings, no job, no husband–TOTALLY alone in the world), I had four children who needed to eat, and I couldn’t get that movie “The Fugitive” out of my mind: the innocent husband, a good man, a doctor, who was convicted of killing his wife and imprisoned for something he hadn’t done and that he had no knowledge of. HOW could this be happening to ME?

I was shocked. I was stunned. I was confused. I was scared. I was devastated. And at the same time, I didn’t know what I thought or felt. All I knew was that I had been thrown out of an airplane…without a parachute. And as shocked as I was, for some reason, I had the presence of mind to ask, “Is that everything?”

Yet despite everything, I was not prepared for his response: No. After which he disclosed he had also betrayed me in the most intimate ways as well. And with that admission, he began to sob. To cry harder than I’d ever seen any man cry. And that’s when I knew it was real. It wasn’t early April Fool’s. It was some sick joke that everyone but me found funny. It was real.

As wave after wave of shock and grief washed over me, I didn’t know what to do. He had become an instant and literal stranger, yet on the other hand, I was still the happily married wife who, as I rushed to get up and to get away from him, actually felt guilty that I was abandoning him in a time of need. Despite my shock, I actually had the presence of mind to apologize for leaving him: “I’m sorry, but I have to get out of here.”

And I left. I jumped in my car and drove away, not knowing where to go, knowing no one could help me. I made it about 1/10 of a mile before I was crying so hard I couldn’t see anything and had to pull over so I didn’t accidentally hurt someone or myself!

I called my best friend. She was stunned, crying, as well and advised me to go to the bank and try to get some money so I could at least feed my children. I raced to the banks, got some cash, and eventually returned home because I didn’t know what else to do or where to go.

My husband’s attorney called. He apologized for the day I was having (he’d known it was coming–seems like everyone but me knew it was coming!), told me, again, that I’d need an attorney, and then said, “And whatever you do, don’t go near a bank. Don’t touch any of your bank accounts. Don’t try to access any money!” he warned.

Are you starting to tell I just am not cut out for the criminal life? My instincts are all wrong! The very FIRST thing I had done, the only thing, was to go to a bank and touch some money!

I was going to prison for sure, wasn’t I?

“There are many times when a woman will ask another girl friend how she likes her new hat. She will reply, ‘Fine.’ but slap her hands to her forehead the minute the girl leaves to yipe, ‘What a horror!’” (Marilyn Monroe)

Yes, I wish that’s all my horror entailed. Tune in tomorrow for the rest of the condensed version of my horror.

 

Don’t Tell Women Your Secrets

Date: June 3, 2011  Author: Andrea Merriman

“Am I now supposed to go on Oprah and cry and tell you my deepest, darkest secrets because you want to know?” (Kevin Spacey)

In a word? Yes. Especially if you’re a 5th grade boy.

My middle son just completed the 5th grade today. He learned a lot this year, academically as well as socially, including some important life lessons. For instance, I’ll never forget the day he came home and said, with complete disgust, “Mom! NEVER tell women your secrets!”

I was somewhat offended. I mean, I know I’m very open with what I share on this blog, but I would never betray a trust of confidence placed in me, whether it be from a stranger, a friend, a family member or even an enemy (although I hope I don’t have any of those!) I never have and I never will. My children, of all people, should know that.

And then it hit me. This is my boy with a lot of personality and dazzling blue eyes. He has had girls chasing him (one even paid him coins every time he’d go to her house to play!) since kindergarten. I hoped I wasn’t right in my suspicion, but I had a sinking feeling he’d been a little too honest about something regarding the opposite sex.

“Uh, oh!” I said. “You didn’t tell a girl which girl you like, did you?” Everyone knows not to do that, don’t they?

“How did you know?” he asked.

“Just a guess, but now you know: NEVER do that,” I replied. “I’m sorry, I thought you knew that.”

“But mom, SHE asked me for the information,” he explained. “She PROMISED me she wouldn’t tell anyone, and then she went RIGHT to the girl and told her!”

“And?” I asked.

“And now the girls who like ME are mad!” he said. “NEVER tell women your secrets!” A very poignant lesson. And he stormed off to take his frustration out on the trampoline. He did some wicked flips that day.

“Dolphins. They think they’re so cute. ‘Oh, look at me, I’m a flippy little dolphin, let me flip for you.’” (Chum, “Finding Nemo”)

Just don’t tell a girl who you’ve flipped for…if you’re an 11-year-old boy!

A very important life lesson to learn.

Natural Born Espionage Agents

Date: February 15, 2011  Author: Andrea Merriman

“All women are natural born espionage agents.” (Eddy Cantor)

I wish that were true. If I were a natural born espionage agent, I’d like to think I might have at least seen my unexpected life coming! But I didn’t. Because I’m not.

And I also have to say I think becoming single again in my 40s, following 20 years of being happily married, might have been a little less confusing if I’d possessed a bit more cunning and stealth. I guess I’m just not shady enough, and never was very good at (or interested in) playing games.

Or, maybe it’s just me, and a deficiency I possess, because my 5th grader walked in the door last week and announced, “Mom, NEVER reveal your secrets to a woman!”

Barely 11 years old, and he’s already being schooled in the ways of spies, I mean, girls.

I knew exactly what was going on. “Uh-oh, what happened?” I asked. “Did you make the mistake of telling a girl which girls you like and now you have a…situation?”

He confirmed his dilemma. And although I didn’t want to lecture him, I let him know secrets and girls can be a problem. I told him it was wise to never reveal his crushes–especially to the competition! He said, “But Mom, she asked! She really needed to know.”

Yes, I bet she did. “Of course I can keep secrets. It’s the people I tell them to that can’t keep them.” (Anthony Haden-Guest) Especially with Valentine’s Day coming. It had an interesting result, too.

The secret that wasn’t a secret anymore resulted in my son returning home from school yesterday with several cans of a variety of soda pop–gifts from different girls for the holiday. He was absolutely smitten with each flavor of soda pop bequeathed to him by female admirers!

“I have always been an admirer. I regard the gift of admiration as indispensable if one is to amount to something; I don’t know where I would be without it.” (Francois de la Rochefoucauld)

The Unexpected Life We Call Halloween

Date: October 31, 2010  Author: Andrea Merriman

“Charlie Brown is the one person I identify with.  C.B. is such a loser.  He wasn’t even the star of his own Halloween special.” (Chris Rock)

Sometimes the unexpected life feels like Halloween.

You’re thrust into a situation that feels strangely akin to a nightmare. It’s dark. You’re afraid. You can’t figure out how you got there. You wonder how you’ll ever overcome all of the scary things that jump out at you around every corner. And the best part? You feel like such a loser.

I wish I had all of the secrets and answers to dealing with the unexpected life. A magic formula that takes the fear away, boosts self-esteem so no one feels like the loser I did and makes success despite the unexpected obstacles guaranteed. Unfortunately, I don’t think anything like that exists. If it did, there would be no unexpected life.

But here’s one thing that helped me: despite my unexpected life, I didn’t change my goals. I had to adjust my expectations regarding my starting point, how long it would take me to achieve them and I had to acknowledge I would be reaching my goals in entirely different ways; but I didn’t abandon them.

My mom taught me that. She said unexpected things happen, but you have to keep living and striving to reach your goals. For example, you might be a college student with a “scholarship” funded by your father–when he dies unexpectedly in an airplane crash and you lose not only your parent, but your source of advice, your biggest fan and your financial backing for everything. In the unexpected life, it’s vital that you don’t quit; you can’t abandon your goal. You just have to figure out new ways to achieve it. You sell your car, you get a job, you get a second job, you take as many credit hours as you possibly can and go to classes year-round to finish faster, you don’t take a vacation, you quit shopping; you do whatever it takes to graduate with your degree. (I promise, it will serve you well when the next phase of your unexpected life hits decades later! So NEVER abandon your goal.)

By not quitting, you are on the path to eventual greatness. “Greatness is not measured by what a man or woman accomplishes, but by the opposition he or she has overcome to reach his goals.” (Dorothy Height)

When my unexpected life hit last year, quitting wasn’t an option. As much as in some moments I felt like walking off into the sunset alone and dropping off the face of the earth, I couldn’t let myself do that. I knew what was expected of me, I knew the right response, I had children who needed me, I had my children to set an example for, so I had to carry on. My goals remained the same: raise a strong and united family; help my children grow to become law abiding (o.k., so I added that to my goals–I hadn’t considered any other course was an option prior to my ex-husband breaking the law!) productive, capable, self-reliant adults; educate my children; and achieve happiness, seeking to be happy all along the way. In other words, create a “happily ever after.”

Doing all of that can be difficult. Scary is an understatement. Some days you don’t know how it will be possible, how things will fall into place the way you need them to. In fact, sometimes they don’t, and you have additional challenges to overcome. But you press forward anyway, power through the hard stuff, try to smile along the way and hopefully, eventually, walk out into the light!

It’s no secret. Some moments all you can do is pray, seek to find something to be grateful for, “go to work” and endure the rest until you overcome.

But I promise it’s worth it.

Like the end of every episode of “Scooby Doo,” when the ghosts and monsters have been quashed and Fred, Daphne, Velma, Shaggy and Scooby are rolling down the highway in The Mystery Machine and everything’s groovy again, it will be that way again for you, too. One day you’ll have employment, a roof over your head, food on the table, you’ll see your children thriving despite everything and that they’ve learned important things that will serve them well the rest of their lives, that the smiles are real again and that you’re happy. Possibly happier and more content than you’ve ever been. (And if you’re lucky, maybe you’ll even have a Bachelor #5 or an Agent M to boot!)

Who knows? In the unexpected life, EVERYTHING is possible!

“Hold on, man.  We don’t go anywhere with “scary,” “spooky,” “haunted,” or “forbidden” in the title.”  (Scooby-Doo)

Except…in the unexpected life.

No Ring But Plenty of Secrets

Date: September 28, 2010  Author: Andrea Merriman

There wasn’t a ring. There wasn’t an engagement. But my children were catching on. Something was up.

One day Bachelor #5 picked me up for a date. We were both dressed up, and my four year old asked, “Where are you guys going? Are you going to get married?”

Another time, Bachelor #5 reported that my middle son caught him alone and asked, “When are you going to propose to my mom?” To which he had jokingly replied, “I asked, but she said I was too old!”

Who needs Cupid when you’ve got your little boys covering your back, huh?

Bachelor #5 took my oldest children to lunch. Afterward, he told me I had great kids. When I asked him why he thought that and what they’d talked about at lunch, he replied, “We decided that we wouldn’t tell you what happened at lunch and keep you in the dark.”

No problem, Bachelor #5, I thought. I’ll just ask my children. Except that actually was a problem, because my children refused to divulge anything related to lunch with Bachelor #5!

“Three may keep a secret, if two of them are dead.” (Benjamin Franklin)

Actually, that’s not true. Obviously Benjamin never met Bachelor #5…or my two oldest children. Not one of them ever said a word.