Living Happily Ever After
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The First Adventure

Date: May 16, 2012  Author: Andrea Merriman

“For there is a price ticket on everything that puts a whizz into life, and adventure follows the rule. It’s distressing, but there you are.” (Leslie Charteris)

One adventure of my most recent business trip, was the opportunity to address a crowd of several thousand people. As I manage the philanthropic efforts of my company, my topic was service to others and making the world a better place. Here’s an edited excerpt:

“On the plains of Texas and Oklahoma, trees were sometimes rare and precious things and there was a tradition that recognized the responsibility of one generation for the next. Homesteaders, once their house was built, the well dug and the first crops harvested, planted their ‘grandchildren grove.’ Farmers read scores of seed catalogs to select a particular type of pecan tree—hardy and strong, able to withstand deep winters and torrid summers—and sent off carefully hoarded money.

In due time, a tree hardly larger than a switch arrived. The farmers placed the roots in water, dug a hole, planted the trees, and watered them carrying bucketful after bucketful from their wells. The pecan trees weren’t for their benefit. Pecan trees grow very slowly, the farmers would be dead and gone long before the groves they planted provided substantial shade or nuts. Some felt work that went unrewarded for generations was a waste, but farmers who planted pecan trees weren’t planting the trees for themselves. They were creating a legacy for others.

In the 1870s, my great-great grandfather left his native country of Denmark for Utah and established a homestead. He built a dwelling on the property, worked the land for a number of years and eventually it became his. He built this house—lived in a tiny upstairs accessed by a ladder on the outside of the structure while his sheep lived in the room below him! His effort sustained his life and became a legacy.  Who can predict the value of one person’s life well-lived, the service they provide or the impact of a legacy? In my experience, you can’t, because it’s limitless.

I was reminded of that fact 140 years after he established his legacy, because his legacy literally saved me when I unexpectedly became single—without a home, money or assets—the sole parent and support of my four children. What began as a little homestead and then became his legacy, sustained me and my children for a time and helped us get our start in building and creating a new life.

What is your legacy? How are you demonstrating your commitment to making a difference in the world, making the world a better place? Your legacy is the service you provide, the mark you make on the world while you’re here and the one you will leave behind when you are gone. Although our days are numbered, may our good works never be!”

After the speech ended, I went about my other business duties at my company’s event. But as usually happens after a speech, I met people who recognized me as the woman who spoke on stage, they’d introduce themselves and we’d have a great discussion about the impact of service, making the world better or they’d share how someone had touched their life by serving them. What I didn’t expect was any discussion about anything else. But as I’ve said before, in life, you get unexpected adventures.

A man approached, introduced himself, told me how much he’d enjoyed my remarks and what an amazing woman I was. He was quite effusive in his praise, it made me start to think, “Wow, my speech must have been even better than I thought!” And then the man moved on to the topic of being a single parent, surviving hard things, told me we had a lot in common, what a strong woman I must be, how much he admired me and how nice it was to meet me. (I know, I know, I’ve always been slow to catch on to these types of things, haven’t I? And apparently two times through the singles scene, in the 1980s and again in 2009-2010, didn’t make my instincts any sharper!)

It suddenly dawned on me that the man was single and apparently thought I still was! He continued to talk (and compliment me) and I began to notice he was still holding my hand from our initial handshake. And then his talk turned to the idea of destiny, including that it was more than a coincidence that we were involved at the same company, at the same event, and that it was fate that we meet.

I withdrew my hand as politely as I could, thanked him for his kind words, told him it had been a pleasure to meet him and added, “And what a blessing it is to get through those hard times! It’s so nice to be out of mine, to have life move on and to have it all come together again in great happiness.” (Or something like that. I was kind of flustered about the man’s mistaken impression and was almost panicked that I’d apparently given an auditorium of people the wrong impression about my marital status—despite the fact I’m very open about my marital status and I stood there wearing my wedding ring during my speech AND while meeting the single man!)

I went back to my work duties, laughed at that “unexpected” adventure and quickly forgot it. Until the next time the man sought me out. And the next time. And when his next conversation began with, “Can you believe we keep running into each other like this? It must be more than destiny!” (all the while, he’s clutching my hand in his) I began to think it was more than destiny too. I thought it was like many other travel experiences I’ve had—trips to Disneyland, cruises, whatever—where I’ve noticed the same person/family or run into the same person/family over and over again for a STRANGE reason (usually because they stand out because they’re “odd”!) I emphasized, again, that I was married and didn’t run into my new friend again after that. Adventure over.

Until I got home, returned to work, checked my email and had a new Facebook friend request! From you-know-who!

“Boldness be my friend.” (William Shakespeare)

Hard Work

Date: May 8, 2012  Author: Andrea Merriman

Three years ago I lost my entire life and was, literally, forced to live a new one.

Some might think the crime associated with my old life was the most traumatic aspect of the change. (And it WAS traumatic.) Others might think the financial loss I experienced was the most traumatic aspect of the change. (And it WAS devastating.) Still others might view my divorce, or the loss of my home, or my move to another state as the most traumatic aspects of the hardship we experienced. (And they were ALL very difficult!) However for some reason, for me, one of the biggest and most traumatic changes of all of the changes from my old life to my new and unexpected one was…losing my opportunity to focus solely on my children as a stay-at-home mom when I had to return to the work force full-time so we could survive.

I’m sure it seems silly to most people—especially in today’s world of powerful, independent women who juggle work, family, children, home, continuing education, community service, church activity and service, exercise, shopping, fashion, and a loving marriage all the while achieving astounding success in the world of business—but I guess I’m still in awe of the women who do that. Women have worked outside the home for decades and there are certainly worse things in the world than working full-time (after all, it’s a blessing and a privilege to be able to provide food and shelter for my four children) but as a stay-at-home mom watching my full-time working mother friends do everything they did, I never felt I was “organized” enough to do it all and keep it all, especially myself, together; I counted my blessings I didn’t have to prove that! And now, as a full-time working mother I prove myself right, not to mention disorganized, every single day.

There is always something I fall short in.

That my housekeeping standards have slid is a total given. Not enough time to serve extensively in schools and the community like I once did is another sad fact. Forgetting important things, like a soccer game (when I’m the assistant coach AND in charge of the team snack) has become part of my history as well, as has a little impatience, on occasion, with my children or others, in addition to a lot of miracles—like the fact I drive thousands of miles every year for long commutes on highways at high speeds, during major highway construction in the state of Utah, and I haven’t been killed much less injured in any of the frequent collisions I pass. (One of my co-workers had his car totaled when he collided with a semi on the same commute, so I feel quite fortunate.)

Following are a few of the experiences, lessons and realizations that have come my way as result of my return to the work force full time. Indeed, “Life grants nothing to us mortals without hard work.” (Horace)

And by the way, “The phrase ‘working mother’ is redundant.” (Jane Sellman)

The Open Book of My Life

Date: April 9, 2012  Author: Andrea Merriman

“We do not need to proselytise either by our speech or by our writing. We can only do so really with our lives. Let our lives be open books for all to study.” (Mahatma Gandhi)

A few weeks ago I had the opportunity to speak to graduate students of Brigham Young University’s business school who were studying fraud and ethics. The professor who invited me asked me to share my story and my thoughts on how fraud happens and how good people can get caught up in it. I’ve written about my experience quite a bit, I’ve spoken about it to various audiences quite a lot, but it was a different experience to ponder what to say when my life was an open book for all to study in an academic setting!

Here are some highlights from what I shared. I began by introducing myself with Part One of the 2010 Colorado 9News story by Cheryl Preheim. Then I said, “Well, there you have it. That’s me. I’m Andrea Merriman and I’m here today to talk about what it’s like after almost 20 years of marriage, four children, and what I thought was a wonderful life of world travel, financial prosperity, community and church service to have my life and my world collapse in one unexpected moment, the result of something I never EVER imagined would be a part of my life: FRAUD.

It was the worst nightmare I could never have imagined, only unfortunately, it was very real and sadly, it was now my life. You could title it:

Hold On—I’ve Never Smoked, Tasted Alcohol, Tried Drugs or Cheated in School, This Can’t Be Happening To Me!

No Way! I’m A Cougar Club Member and Have $10 Million In The Bank, I Can’t Be Penniless

I’ve Never Stolen A Thing In my Life, Not Even A Grape From the Grocery Store Without Paying For It

But the reality is titled more like this:

Think and Grow Rich…With A Ponzi Scheme

How To Win Friends and Influence People…Then Spend The Best Years of Your Life Behind Bars

What To Expect When You’re Expecting…5-7 Years and Get More Than The Max

Gone With The Wind…And The U.S. Marshalls

Crime and Punishment

From BYU to Federal Prison in 16 “Easy” Years

In truth, however, it’s much worse. You lose every material thing in your life, you lose the immaterial things like your good name and reputation, your wife, your children, your family and your friends, and then on top of that, you lose your entire life and your freedom, as well.

So what does all of this have to do with you? You may be sitting comfortably in your seats knowing you’re eagle scouts, you practice your religion, you’re at BYU living the honor code… something like this could never happen to you. Twenty-two years ago, I was just like you.

So how does this happen? How did a decent man fall so far? How did he do what he did to himself, to me, to his children, to his family, and to his victims?

I was interviewed by the MSNBC show, ‘American Greed’ recently and they asked basically the same question: How does a Ponzi scheme take place? How does a person get caught up in fraud that results in crime? How does it happen?

My answer?

One component of fraud is fear—fear of failure, fear of having to tell others you’ve failed, fear of losing your reputation for success by failing at something, fear of loss of job…But I also believe that selfishness, greed and pride are at the heart of it. You can’t commit fraud without them.

I also don’t believe every criminal sets out with the intent to commit a crime. I think there are good people who make a mistake, try to ‘fix it’ and fail and then choose to cover it up as they continue to work to fix it, but it’s too late. The MOMENT you ignore a mistake or attempt to disguise or try to hide even a small error is the moment your fraud begins.

Dieter Uchtdorf taught ‘Small Errors Can Have a Large Impact on Our Lives.’ He related it to airplanes and flight, but I believe it has application in business as well. He said, ‘The difference of a few degrees may seem minor. But even small errors over time can make a dramatic difference.  Suppose you were to take off from an airport at the equator, intending to circumnavigate the globe, but your course was off by just one degree. By the time you returned to the same longitude, how far off course would you be? A few miles? A hundred miles? An error of only one degree would put you almost 500 miles off course. Guard against the many little rationalizations, little white lies, misleading statements that are true but maybe not the whole truth, and courageously stay the ethical course.’

Stay on the straight and narrow path professionally and personally. (By the way, I believe ‘narrow path’ is no exaggeration.) It’s a narrow path, and when you start rationalizing and messing with the boundaries of it, you’re quickly into the gray and questionable area. And when you step off the clearly defined track of righteousness, it’s a very slippery and surprisingly short fall to the mists of darkness and impropriety.

In addition to correcting your course immediately and frequently, keep your heart in the right place. Lock your heart against things with no eternal value. Do whatever you need to do to keep your heart and your priorities in the right place in the workplace and in your professional endeavors. It can be pretty heady to go from college poverty making $4.90/hour (what I made when I was at BYU) to after graduation making $18k/month—I know, because that was my experience; that’s what my former husband made as an investment banker right out of college in the days when he was a law abiding citizen, prior to creating his Ponzi scheme.

Check your greed. Because at some point, close to $20k/month wasn’t enough. He had to have more and more and more until he sold out his wife, his children and his soul for money. Don’t make that mistake.

How do you prevent a fall like the one that destroyed my ex-husband? I think Mosiah (in the Book of Mormon) said it best: “But this much I can tell you, that if ye do not watch yourselves and your thoughts and your words and your deeds and observe the commandments of God and continue in the faith of what ye have heard…even unto the end of your lives, ye must perish. And now, O man, remember and perish not.”

I apologize for the seriousness of my comments today, but I not only feel very strongly about the importance of living a life of integrity, I’ve lived through the nightmare that results when a person fails to do that professionally. So here’s my last bit of advice, courtesy of Benjamin Franklin, before you depart, as many of you graduate and go forth not only to serve but to establish your career, demonstrate to the world of business what you’ve been taught, what Brigham Young University is about and what you stand for:

‘Let no pleasure tempt thee, no profit allure thee, no persuasion move thee, to do anything which thou knowest to be evil; so shalt thou always live jollity; for a good conscience is a continual Christmas.’

Your career and the rest of your life will be what you make of it—make them ethical, keep them fraud free and make sure every workday is, as Benjamin Franklin advised, a continual Christmas through your hard work and ethical business decisions. Thank you for letting me share a little bit of my story with you today. My best wishes and good luck to you all in your futures.”

There was a brief question and answer session afterward. As I drove home after it, I was struck by the thought that again, another unexpected experience has been mine. Had anyone told me in March 2009 when my world ended in a moment that three years later I’d not only be blogging about my unexpected life but also speaking to various groups and organizations about it, including Brigham Young University, I would NEVER have believed them!

Life is great, isn’t it? Hard, but full of amazing experiences. Never forget that wonderful blessings and moments are born of adversity, even from those challenges you can’t comprehend surviving much less enduring. I met some great people that day of my BYU speech—sharp college students with their futures ahead of them, children of friends and blog readers from Colorado, a successful businessman, BYU professor Mark Zimbelman and his cute teenage daughter.

Prior to my speech, the businessman asked me if I was nervous or if it was difficult to speak about my experience. No, it isn’t difficult. But here’s what apparently is: ”There are two things that are more difficult than making an after-dinner speech: climbing a wall which is leaning toward you and kissing a girl who is leaning away from you.” (Winston Churchill)

My Librarian

Date: April 6, 2012  Author: Andrea Merriman

“A good book should leave you… slightly exhausted at the end.  You live several lives while reading it.” (William Styron)

My husband does many thoughtful things, many small acts of service for me, every day. For example, he keeps me supplied with books. He knows I like to read (and I do read quite a lot, especially considering that I work full-time) so he goes to the effort to stop by to the public library, looks for books he thinks I’ll like, picks them up for me and places them on my nightstand for me to read. Even nicer? He keeps track of the due date and makes sure he gets them back on time, too! I guess you could say he is my personal librarian and literary valet service in addition to many other wonderful things.

Thanks to his efforts, I’ve read things I probably would otherwise never have read—like his favorite author and his favorite book (from Spain, by the way.) I’ve read some books I have absolutely loved and have almost gotten lost in. I’ve read some books I finished out of sheer dedication to finishing a task, like slowly working my way through a very long history of John Adams. And I’ve even read some self-help books. (I mentioned wanting to learn more about financial management to see if we could improve our finances in any way, and before I new it, there was a money management book on my nightstand. He’s a wonderful “listener.”)

Recently he picked up a book for me that had two great thoughts about life I wanted to share. After all, “The worth of a book is to be measured by what you can carry away from it.” (James Bryce) So get ready tomorrow for a life perspective gleaned from…a book.

And in the meantime, have you read any good books lately? Has a book ever changed your life or your life perspective? I’d love to hear what you’re reading. I need something good to read. My husband is out of town on an adventure…and the space on my nightstand is empty. Oops!

Detours

Date: March 24, 2012  Author: Andrea Merriman

“When you come to a roadblock, take a detour.” (Barbara Bush)

In conjunction with my Las Vegas business trip, I was asked to speak at our corporate event there regarding the philanthropic effort of our company (one of the areas I manage.)

Service is something I’ve always been passionate about, particularly since there were moments upon entering my unexpected life I wasn’t sure how my children and I would have survived without a little help from our friends (and even some strangers) who delivered food to us, made meals for us, gave us cash, sent gift cards, left a thoughtful treats on the porch, wrote notes of encouragement, smiled at us (when it felt like nobody was), made my first Mother’s Day post-Ponzi scheme not just bearable but beautiful and joyful, tended my children while I attended to the details of wrapping up a life…I can’t even list all the ways we were blessed by (and continue to be blessed) by service from others!

For that and many reasons, I was happy to do it and was grateful for the opportunity to talk about making a difference in the world. I am certainly the grateful beneficiary of so many people who have had an influence for good in my life.

I was thankful to do it, that is, until they announced my name, I walked out into the glare of the lights, on stage…and faced over 4,000 people! That’s a pretty big crowd. I don’t think I’d ever spoken to more than a crowd of 1,200 or so people prior to that in my life! Whew! In moments like that, it’s nice to have a monitor prompting you (reminding you) what you had planned to say before your mind went blank at the sight of so many people.

However, despite the emptiness of thought I temporarily experienced, I did have the presence of mind to think this, like I have so many times: “If someone had told me in 2009 that THIS was an experience that would be coming to me just a few years later and courtesy of my unexpected life, I’d never have believed them! Like the Ponzi scheme my former husband perpetrated, I never saw it coming.”

There is a LOT of good in my new life. SO MUCH happiness and joy. So many unexpected opportunities I’d never have had. Tender mercies I’d never have known. Things I may never have learned and certainly things I’d never have known I was capable of surviving, much less doing and accomplishing. I realized something:

I’m grateful for the detours.

“…Believe in your destiny; that you will succeed, you will meet a lot of rejection and it is not always a straight path, there will be detours – so enjoy the view.” (Michael York)

It’s a pretty nice view in the unexpected life. How’s yours?

Speaking of Adjustments

Date: May 24, 2011  Author: Andrea Merriman

“If you can sell green toothpaste in this country, you can sell opera.” (Sarah Caldwell)

You have to love marriage. It teaches you things, and shows you things about yourself, that you never ever knew. But here’s the difference between first marriage and remarriage (or maybe it’s the difference between youth and experience): you learn not to sweat the small stuff.

For example, in addressing the reality of marriage let us not neglect the infamous tube of toothpaste episode. We can’t!  I mean, doesn’t EVERY marriage have one?

Lest anyone has received the mistaken impression that #5 is walking male perfection (although he is very close), know that while brushing his teeth one day, he looked at me, held the tube of toothpaste we shared, and made a comment not just about which part of the tube had been squeezed…but about the tightness (or lack thereof) of the cap.

“Huh?” I asked. I had no idea what he was talking about. I confess, it has been years (probably 22 of them) since I’ve given any thought to squeezing a tube of toothpaste and where–and I don’t think I had EVER given any thought to the tightness of the cap on the toothpaste tube!

In first marriages, said incident has caused many a “first fight.” However, in remarriage, it is more like this:

The offending party (me) realized something about herself she had never known before; determined to pay more attention to the little details of toothpaste tube squeezing; and resolved, then and there, to work to always put the toothpaste tube cap on completely. A little thing on her part that would make such a difference to #5. No offense taken, just rational analysis and a determination to improve. No big deal.

The offended party (#5) knows there are easy solutions to the little irritations of life and relationships, ways to avoid potential problems (especially if you tackle them before they actually become problems) and he was willing to take action then and there. “Or should I just buy my own tube of toothpaste?” he asked. No big deal.

I warned him in advance that I might forget my new resolution and asked for his patience with me as I changed. He told me no problem, when I forgot to put the cap on or didn’t properly attach it, he would attach it VERY tightly when he put it on for me. And that was the end of that.

Both of us know there are a lot bigger issues to worry about in marriage and life than toothpaste tubes and caps; you have to pick your battles, and most aren’t worth the hassle or the fight. (Just “little” things like nurturing love, companionship, friendship, unity, kindness, respect, working together, cooperating, compromising, health, employment, raising children, blending families, serving others, making a difference in the world for the better and a host of other things.) Who really cares about toothpaste?

We also know this: ”You can’t put the toothpaste back in the tube.” (H.R. Haldeman) There’s no sense crying over spilled milk. “The course of true love never did run smooth.” (Williams Shakespeare) And, “Second marriage is the triumph of hope over experience.”

Loss

Date: May 18, 2011  Author: Andrea Merriman

“And yet, I suppose you mourn the loss or the death of what you thought your life was, even if you find your life is better after. You mourn the future that you thought you’d planned.”  (Lynn Redgrave)

It has been two years since my unexpected life began. I haven’t been haunted by the events that led to it for quite some time and then out of the blue, unexpectedly, I dreamed of a moment connected to it (not one of my favorite moments, by the way) and I could not shake the memory of it when I awoke.

The experience I dreamed of occurred a few weeks after certain events ended my life as I knew it. One ramification of the unexpected situation was that I was released from serving as president of the women’s organization of my church congregation. Another ramification of it was that due to the public nature of my former husband’s crimes and positions of leadership he had held within our church, The Church of Jesus Christ of Latter-day Saints, local church leadership determined it was necessary to publicly address some of it to congregations our family had been closely associated with. My church leaders were very kind about it all; they told me it was necessary and explained why; they told me the day they were going to do it so I could be prepared (and probably, if I were smarter and raised by different parents, so that I could be absent from those meetings that day.) But unfortunately, I had been taught differently than that–taught to face what needs to be faced and that trials and tragedy don’t change what is right or what is expected of us.

It was a poignant lesson I learned in 1986 when my dad unexpectedly died in a plane crash. I was a teenager and dreaded going to church that Sunday after he died. He had been a leader in our congregation and I didn’t want to face people (even people I loved or people who loved me and my family) and I had a sneaking suspicion my mom was planning that our family would attend church. Late Saturday night I asked, “We don’t have to go to church tomorrow, do we?”

My mom was firm in her resolve and her answer. “Of course we do! Just because your dad isn’t here doesn’t mean the rest of us can stop living and it certainly doesn’t change what is right. We believe in going to church on Sunday, that is what we have always done and that is what we will continue to do.” She was a strong woman in a gentle kind of way (I don’t want to make her sound harsh–she was anything but that.) She took our family to church despite the loss we’d experienced just two days previously (although she relented a little bit and let us arrive 5 minutes late so we wouldn’t have to talk to anyone before the meeting.)

Interestingly, when our unexpected life began, one of my children asked me a question very similar to the one I’d asked my own mother 23 years before, “Mom, we don’t have to go to church this Sunday, do we?” and I gave an answer very similar to the one my mom had given me and we went to church and continued to attend each Sunday, regardless of some uncomfortable moments.

Like the Sunday I dreamed of recently. The Sunday I had to sit and endure public comments about my personal situation that was so public– comment about my former spouse’s crimes and the situation he created as a result. It was also the day the new presidency of the women’s organization of our congregation publicly recognized me, gave me a bouquet of flowers and thanked me for my service; and then after that, the leader of our cluster of congregations (known as a stake president) stood and addressed the issues that needed to be publicly discussed. I don’t remember a lot about that day, I mostly remember sitting in the back of the room, tears of grief, shame, humiliation, sorrow (and a host of other feelings and emotions) streaming down my cheeks as I stared at the beautiful flowers in my lap and endured what was being said to the women around me. I do remember a woman sitting by me on the back row, patting my arm or giving my shoulder a squeeze, through the whole thing. I can’t remember who she was, but how much I appreciated her kindness to me at that time! She helped me feel slightly less alone and helped me get through a very difficult moment.

That was a tough experience but I got through it and it’s now a part of my past. I honestly haven’t let myself think too much about it, or look back on it, until that recent morning when I woke up, tears streaming down my face. And #5 was asleep next to me in bed!

I was shocked. It has been two years! I am living a new life, remarried to a wonderful man, and I wake up crying over something that happened two years ago? I felt a little bit crazy. I didn’t want #5 to see, or know, he was married to such a wacky wife that dreamed about the past and woke up crying! I confess, I even felt a little bit guilty as I am the recipient of many miracles and kindness and have much to be thankful for; I have the great blessing to be remarried and am truly happy again–I can’t (or shouldn’t) be crying about the past (even if it was unintentional–something I woke up doing in a dream!)

I quickly got up to hide my insanity, pulled myself together and went on about my day. Except that I couldn’t quite shake the feelings that dream left me with. I felt slightly emotionally “off.” And that was just the start of the day.

“Going back to Ireland involves at least six to seven emotional breakdowns for me per day.” (Anjelica Huston)

Stay tuned. More emotional breakdowns to come.